OUR PRODUCTS

MORE THAN A COMMODITY – A WINNING FORMULA

In an era of internet-savvy customers, we make it our business to not only provide BREADTH of marketplace choices, but also DEPTH of expertise and cutting-edge ideas, from simple to advanced strategies. Pricing and product are similar no matter where your client turns. We believe what differs is the HUMAN CAPITAL delivering educated and resourced solutions, and ultimately processing and implementing them on behalf of you and your client. We lead with VALUE.  We do as we would do for ourselves, and we repeat this over and over, driving your client’s success, which leads to your and our success. This is our winning formula.

AREAS OF SPECIALTY

  • Level Term
  • Return-of-Premium Term
  • Convertible Term
  • Guaranteed Universal Life
  • Fixed Universal Life
  • Whole Life
  • Indexed Universal Life
  • Variable Universal Life
  • Survivorship Life
  • Corporate-Owned Life Insurance
  • Bank-Owned Life Insurance
  • Private Placement Life Insurance
  • Traditional Long-Term Care Insurance:
  • Individual
  • Joint
  • Multi-Life
  • LTC Riders (indemnity and reimbursement)
  • Savings-Based Life / Long-Term Care Insurance
  • Fixed and Indexed Long-Term Care Annuities
  • Income Protection:
  • Individual Disability
  • Group Long-Term Disability
  • Business Protection:
  • Overhead Expense
  • Business Loan Protection
  • Key Person Replacement
  • Disability Retirement Security
  • Disability Buy-Out
  • Fixed Annuities
  • Indexed Annuities
  • Variable Annuities
  • Single-Premium Immediate Annuities (SPIA’s)

SOLUTIONS FIRST

A RECAP

Competing in today’s information age means finding a partner who brings value not only with broad-based product and carrier choices, but with intelligent and well-articulated presentations. This differentiation continues with heightened expertise and attention to detail when a file is presented to the case management and underwriting team.

We believe you will find we are rich with carrier and product choices. Our platform and promise elevate these solutions to your business and high-net worth clients, who are looking to you to be thorough and cutting edge. Our mission is to take on strategic partners who truly want to bring high-end insurance solutions to their clients.